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Fixed Annuity Leads Privacy Policy

Fixed Annuity Leads Privacy & Security – US

(This version of the privacy policy in effect as of January, 2020)


This privacy policy sets out how Fixed Annuity Leads collects, uses and shares information concerning users of this website (individually “user” or “you”, collectively “users”). Any changes to this privacy policy will be posted at https://www.fixedannuityleads.com/privacy.html security. Users can also access this privacy policy via our homepage and from the bottom of every page by clicking on the appropriate link in the footer.

Fixed Annuity Leads and its associated companies are committed to respecting users’ privacy. We have structured our website so that, in general, users can visit Fixed Annuity Leads on the web without identifying themselves or revealing any personal information. Once users choose to provide Fixed Annuity Leads with any information by which users can be identified, users can be assured that it will only be collected, used and shared in accordance with this privacy policy. We encourage you to periodically review this privacy policy and any revisions thereto to ensure that you are familiar with the most current version.


“Consumer” – an individual or an individual's legal representative that obtains or has obtained a financial product or service to be used primarily for personal, household or family purposes. A person becomes a consumer even if a questionnaire or application is withdrawn or denied or an advisory agreement does not become effective.
“Customer” – a consumer that has an ongoing relationship with Fixed Annuity Leads, whereby Fixed Annuity Leads is providing one or more financial products or services to the consumer (e.g., an advisory client of Fixed Annuity Leads). “Nonpublic personal information” – • All personally identifiable financial information. • While the GLB Act excludes publicly available information (e.g., a list of persons and their publicly listed telephone numbers), nonpublic personal information does include any list, description or other grouping of consumers (and publicly available information pertaining to them) derived using any nonpublic personally identifiable financial information that is not publicly available information.
Privacy Notice
This U.S. Privacy Notice describes how we collects, uses and shares information from or about you. We are committed to protecting your privacy and your non-public personal information. Please click here for Fixed Annuity Leads’ U.S. Privacy Notice: https://www.FixedAnnuityLeads.com/Privacy.html
What information Fixed Annuity Leads collects
Fixed Annuity Leads may collect the following information: • Fixed Annuity Leads collects information from users who request information and/or information materials, including name, address, telephone number, email address and investment-related questions. • Fixed Annuity Leads collects relevant information on applications and resumes from prospective employees via our careers website. • Fixed Annuity Leads collects information provided orally and in writing via email, mail, online or in person from prospective clients, clients, prospective employees and employees. • Fixed Annuity Leads collects users’ domain type, IP address and clickstream data. Such information is only identifiable by users’ IP address and is not linked to users’ personal information.
How Fixed Annuity Leads uses and shares information collected
Fixed Annuity Leads may use the information for the following reasons: • Internal record keeping. • To improve products and services. • To follow up, either by email, phone or mail, with people who have requested information and/or materials. • To periodically send promotional email or mail about services, recent developments or other information which users may find interesting using the email address or mailing address which users have provided when requesting information and/or materials. • To access certain special features or areas of this website. • To evaluate prospective employees for positions, and to employ its personnel. • To analyze the financial situation of prospective clients and to provide investment advisory and management services to clients. • As otherwise permitted by law.
Fixed Annuity Leads may disclose information externally as permitted or required by law (such as to affiliates, service providers, and regulatory agencies), or where users have provided permission. Fixed Annuity Leads will not sell or lease users' personal information to third parties so they can market to users.
How to access and rectify information
Users may contact Fixed Annuity Leads at any time to request access to information Fixed Annuity Leads maintains about them, to rectify any inaccuracies in such information, or to say they no longer want to be contacted by Fixed Annuity Leads for direct marketing or other purposes. In each case, please ensure that full name and address are provided in exactly the form in which it was originally provided to Fixed Annuity Leads to avoid any possible confusion with a different user.
Fixed Annuity Leads is committed to ensuring that user information is secure. In order to prevent unauthorized access or disclosure, Fixed Annuity Leads has put in place suitable physical, electronic and managerial procedures to safeguard and secure information. Nevertheless, due to the nature of the Internet and Internet technologies, security and privacy risks cannot be eliminated and Fixed Annuity Leads cannot guarantee that users’ personal information will not be disclosed in ways not otherwise described in this privacy policy.
Other Websites
The Fixed Annuity Leads website may contain links to enable users to visit other websites of interest easily. However, once users have used these links to leave this site, users should note that Fixed Annuity Leads does not have any control over that other website. Therefore, Fixed Annuity Leads cannot be responsible for the protection and privacy of any information which users provide while visiting such sites and such sites are not governed by this privacy policy or the cookie policy contained herein. Users should exercise caution and look at the privacy and cookie policies applicable to the website in question.
Cookie Policy
A cookie is a small text file downloaded to your computer when accessing webpages that use them. Cookies and other online tracking technologies (collectively referred to in this policy as “cookies”) allow a website to store and retrieve information about visitors’ online activity. Cookies are, for example, how a website remembers what display language you chose or what items you put into your online shopping cart.
Cookies can be categorized by who places them: • First-party cookies: These cookies are downloaded to a user’s terminal equipment from a server or domain managed by the publisher of the website whose service the user is requesting. • Third-party cookies: These cookies are downloaded to a user’s terminal equipment from a server or domain that is not managed by the publisher, but by another entity that may be seeking data obtained through cookies. Cookies can also be categorized by their duration: • Session cookies: These cookies are designed to collect and store data while the user accesses a web page. They are often used to store information for the duration of a visit to the site (e.g., what account you are logged into). • Persistent cookies: These cookies store data in the user’s terminal for a period of time determined by the entity controlling the cookie, and can range from a few minutes to several years.
Lastly, cookies can be categorized by the function they serve. Fixed Annuity Leads uses the following types of first- and third-party cookies: 1. Functionality Cookies These cookies allow the website to remember choices you make (such as your geographic region) and provide enhanced, more personal features or content. These cookies can also be used to remember changes you have made to text size, fonts and other parts of web pages that you can customize. They may also be used to provide services you have asked for such as watching a video. 2. Analytics Cookies These cookies analyze how you browse the Fixed Annuity Leads site and enable us to measure the number of visitors to the site, as well as to measure and analyze how users interact with the site. We use this information to improve our website and the products or services offered. 3. Advertising Cookies Fixed Annuity Leads serves advertisements on various websites using third party companies. When you visit our website or click on one of our ads, cookies will be placed on your terminal to make advertising more relevant based on your interactions with our website and other websites that you may visit. “Do Not Track” Signals Our website does not respond to “do not track” signals from users’ web browsers. How to Manage Cookies To learn more about behavioral advertising cookies and to opt in or out of multiple advertising networks at once, please visit the consumer opt-out page of the Network Advertising Initiative. As explained above, cookies help you to get the most out of the websites that make use of this technology. Disabling cookies may affect the functionality of many of the websites you visit. If you do disable cookies, performance and functionality will be affected. If you wish to delete, disable, or re-enable cookies, you may do so through your browser as follows: • Internet Explorer: https://support.microsoft.com/en-au/help/17442/windows-internet-explorer-delete-manage-cookies#ie=ie-11 • Chrome: https://support.google.com/chrome/answer/95647?hl=en • Firefox: https://support.mozilla.org/en-US/kb/cookies-information-websites-store-on-your-computer • Safari: http://www.apple.com/au/support/mac-apps/safari/ • All other browsers: Please look for a ‘help’ function in the browser or contact the browser provider. Changes to Privacy Policy From time to time, Fixed Annuity Leads may use data for new, unanticipated uses not previously disclosed in its privacy policy. If its information practices change at some time in the future Fixed Annuity Leads will post the policy changes to https://www.fixedannuityleads.com/privacy.html to notify users of these changes and provide the ability to ‘opt out’ or unsubscribe from these new uses. If users are concerned about how information is used, they should check Fixed Annuity Leads’ website periodically.