Fixed Annuity Leads Privacy & Security – US
“Consumer” – an individual or an individual's legal representative that obtains or has obtained a financial product or service to be used primarily for personal, household or family purposes. A person becomes a consumer even if a questionnaire or application is withdrawn or denied or an advisory agreement does not become effective.
“Customer” – a consumer that has an ongoing relationship with Fixed Annuity Leads, whereby Fixed Annuity Leads is providing one or more financial products or services to the consumer (e.g., an advisory client of Fixed Annuity Leads). “Nonpublic personal information” – • All personally identifiable financial information. • While the GLB Act excludes publicly available information (e.g., a list of persons and their publicly listed telephone numbers), nonpublic personal information does include any list, description or other grouping of consumers (and publicly available information pertaining to them) derived using any nonpublic personally identifiable financial information that is not publicly available information.
This U.S. Privacy Notice describes how we collects, uses and shares information from or about you. We are committed to protecting your privacy and your non-public personal information. Please click here for Fixed Annuity Leads’ U.S. Privacy Notice: https://www.FixedAnnuityLeads.com/Privacy.html
What information Fixed Annuity Leads collects
Fixed Annuity Leads may collect the following information: • Fixed Annuity Leads collects information from users who request information and/or information materials, including name, address, telephone number, email address and investment-related questions. • Fixed Annuity Leads collects relevant information on applications and resumes from prospective employees via our careers website. • Fixed Annuity Leads collects information provided orally and in writing via email, mail, online or in person from prospective clients, clients, prospective employees and employees. • Fixed Annuity Leads collects users’ domain type, IP address and clickstream data. Such information is only identifiable by users’ IP address and is not linked to users’ personal information.
How Fixed Annuity Leads uses and shares information collected
Fixed Annuity Leads may use the information for the following reasons: • Internal record keeping. • To improve products and services. • To follow up, either by email, phone or mail, with people who have requested information and/or materials. • To periodically send promotional email or mail about services, recent developments or other information which users may find interesting using the email address or mailing address which users have provided when requesting information and/or materials. • To access certain special features or areas of this website. • To evaluate prospective employees for positions, and to employ its personnel. • To analyze the financial situation of prospective clients and to provide investment advisory and management services to clients. • As otherwise permitted by law.
Fixed Annuity Leads may disclose information externally as permitted or required by law (such as to affiliates, service providers, and regulatory agencies), or where users have provided permission. Fixed Annuity Leads will not sell or lease users' personal information to third parties so they can market to users.
How to access and rectify information
Users may contact Fixed Annuity Leads at any time to request access to information Fixed Annuity Leads maintains about them, to rectify any inaccuracies in such information, or to say they no longer want to be contacted by Fixed Annuity Leads for direct marketing or other purposes. In each case, please ensure that full name and address are provided in exactly the form in which it was originally provided to Fixed Annuity Leads to avoid any possible confusion with a different user.
A cookie is a small text file downloaded to your computer when accessing webpages that use them. Cookies and other online tracking technologies (collectively referred to in this policy as “cookies”) allow a website to store and retrieve information about visitors’ online activity. Cookies are, for example, how a website remembers what display language you chose or what items you put into your online shopping cart.
Cookies can be categorized by who places them: • First-party cookies: These cookies are downloaded to a user’s terminal equipment from a server or domain managed by the publisher of the website whose service the user is requesting. • Third-party cookies: These cookies are downloaded to a user’s terminal equipment from a server or domain that is not managed by the publisher, but by another entity that may be seeking data obtained through cookies. Cookies can also be categorized by their duration: • Session cookies: These cookies are designed to collect and store data while the user accesses a web page. They are often used to store information for the duration of a visit to the site (e.g., what account you are logged into). • Persistent cookies: These cookies store data in the user’s terminal for a period of time determined by the entity controlling the cookie, and can range from a few minutes to several years.